This scripture needs to be memorized...but I'll just touch on the highlights of it right now...
''THE GRACE OF GOD....BRINGS SALVATION....TEACHING US....WE SHOULD LIVE RIGHTEOUSLY AND GODLY.....IN THIS PRESENT WORLD.."
Notice that grace comes before salvation ?
And, salvation is freedom from the domination of sin in a person's life, (Romans 6:14).
And the Bible definition of sin is...breaking any of God's 10 commandments, (Romans 3:20....Romans 7:7.....1 John 3:4).
And what your saying is that your not breaking any of God's commandments, Right?