I truly believe that if the person accepted Christ and they died before they were able to get baptized that they would go to heaven.
A few questions...
1 Corinthians 1
17For Christ did not send me to baptize, but to preach the gospel--not with words of human wisdom, lest the cross of Christ be emptied of its power.
I understand the context of this verse however if Baptism is necessary to our salvation then why would he have said this??? I have asked many people this question and no one can give me a straight answer.
Pauls message is that the preaching of the Gospel is bigger than and more important than one aspect of it. Baptism after all is just one aspect of all the things we are taught to do to obey the Gospel. It was just a better use of his time to preach than to baptize, just as Jesus didn't baptize but had his Apostles baptize.
Also, another question if you don't mind is if you have to be baptized to be saved why did the Holy Sprit pour out onto the Gentiles in Acts 10:44-46 before they were baptized??
44While Peter was still speaking these words, the Holy Spirit came on all who heard the message. 45The circumcised believers who had come with Peter were astonished that the gift of the Holy Spirit had been poured out even on the Gentiles. 46For they heard them speaking in tongues[2] and praising God.
Well just because they had the Holy Spirit does not mean they were saved in a final absolute sense - what they had was initial salvation. But Salvation is a process that we must continue in and endure until the end when it is determined at judgement day. What is more interesting is if Baptism is not needed then why did Peter perform it even after the people had already received the Holy Spirit?