James 2:14-17 (New King James Version)
   
14: What does it profit, my brethren, if someone says he has faith but does not have works? Can faith save him? 15 If a brother or sister is naked and destitute of daily food, 16 and one of you says to them, “Depart in peace, be warmed and filled,” but you do not give them the things which are needed for the body, what does it profit? 17 Thus also faith by itself, if it does not have works, is dead.

Read through verse 26. Basically, I think we are in error if we see it as an either/or question. It'ds both/and. Faith and works go together. You can have one without the other and expect salvation!